Office Hours
By Appointment
Our Location
617 Cherokee Ct, Davenport IA 52804
Call Us Now
(866) 440-1885
Still have questions?
Get in touch with us
Medigap - Plan D
|
|
Important Points
Medigap Plan D is one of the various Medicare Supplement plans.
Medigap Plan D is different from Medicare Part D, which is the drug coverage program.
Medigap Plan D covers all of the gaps in Medicare except the Part B deductible & Part B excess charges.
Mohring Insurance Services LLC | Talk to a Medicare Expert at (866) 440-1885
Medigap Plan D is one of the then Medigap options that you can purchase to fill in the gaps of your Original Medicare benefits. It is NOT Part D, which is for prescription drugs.
Medigap Benefits - Plan D
Medicare Part A Coinsurance & Hospital Costs
(Up to an additional 365 days after Medicare benefits are used)
Medicare Part B Coinsurance or Copayment
Blood (First 3 Pints)
Part A Hospice Care Coinsurance or Copayment
Skilled Nursing Facility Coinsurance
Medicare Part A Deductible
Medicare Part B Deductible
Medicare Part B Excess Charges
Foreign Travel Emergency (up to plan limits)
Medigap Plan D Benefits
Medigap Plan D covers most of the gaps in Original Medicare for you, except the Part B deductible and any excess charges. An excess charge is defined as an additional amount you will pay if a doctor or provider charges more than the Medicare-allowed amount. You will need to pay out-of-pocket for these two minor items if you decide to purchase a Medigap Plan D policy. However, the plan does cover all of the most important things, such as the 20% of outpatient services you would otherwise be responsible for.
It may be wise to compare pricing between Medigap Plan D and Plan F or G, which have more comprehensive benefits. This can help you determine if the savings are worth the additional financial exposure to you. Some people would rather pay more for their Medigap plan if they know that everything will be covers. And some people don't mind a tiny bit of cost-sharing to get a lower monthly premium.
Medigap Plan D Is NOT "Medicare Part D"
This is a big area of confusion for most people. Medicare Part D is the prescription drug program that is available to all Medicare eligible beneficiaries. It's basically a pharmacy card. Medigap Plan D is one of the ten Medicare Supplement plans available to you.
If you still find this confusing, feel free to give us a call and we will help break it all down for you. We will explain in simple to understand terms how your benefits work and how a Medigap plan works with them. Understanding how your coverage works is important when you are buying a Medigap plan.
Get a Quote for Medigap Plan D
If you would like a quote for Medigap Plan D we are happy to help. Give us a call and we can help explain the benefits in simple terms that are easy to understand. Our licensed agents can walk you through the steps from A - Z.
Key Points
Do not confuse Medigap Plan D with Medicare Part D - they are two different programs.
Medigap Plan D is one of the more comprehensive Supplement plans, but you may want to compare the monthly premium to other plans like Plan G.
At Mohring Insurance Services LLC, we are happy to offer assistance with Medicare when you choose to enroll. Give us a call at (866) 440-1885, or to schedule a free consultation, click the link below:
© 2025 Mohring Insurance Services LLC All Rights Reserved.
MyMedicareFacts.com is a free-to-use information website by Mohring Insurance Services LLC. All insurance agents and enrollment platforms linked to this site have their own terms and conditions.
This is a promotional communication.
Calling our phone number will connect you to a licensed broker who is trained and certified to help you review the plan options available in your area. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact MEDICARE.gov or 1-800-MEDICARE to get information on all your options.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day / 7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.
MyMedicareFacts.com is the web and phone-based insurance portal utilized by Mohring Insurance Services LLC. Beneficiaries may be connected by licensed insurance agents of Mohring Insurance Services LLC who are licensed to transact business as insurance agents in your state.
Not all licensed insurance agents with Mohring Insurance Services LLC are licensed to sell all products. Service and product availability varies by state. Agents of Mohring Insurance Services LLC work with Medicare enrollees to explain Medicare Advantage, Medicare Supplement Insurance, and Prescription Drug Plan options. Agents of Mohring Insurance Services LLC are licensed and certified representatives of Medicare Advantage HMO, PPO, and PPFS organizations and stand-alone prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal.
Licensed insurance agents may be compensated based on a consumer's enrollment in a health plan. No obligation to enroll. Licensed agents cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled.
Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services.
Medicare has neither reviewed nor endorsed this information.
Licensed insurance agents required to comply with all applicable federal laws, including the standards established under 45 C.F.R. § 155.220(c) and (d) and standards established under 45 C.F.R. § 155.260 to protect the privacy and security of personally identifiable information.
The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity, or religion. To learn more about a plan’s nondiscrimination policy, please contact the plan.
For a complete list of available plans please contact 1-800-MEDICARE, TTY 711, 24 hours a day/7 days a week or consult www.medicare.gov.
Medicare beneficiaries may also enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.
Every year, Medicare evaluates plans based on a 5-star rating system.
You are not required to provide any health related information unless it will be used to determine enrollment eligibility.
MyMedicareFacts.com is not connected with or endorsed by the United States government or the federal Medicare program.
© Mohring Insurance Services LLC. All trademarks and service marks are the property of their respective owners and used with permission.
Rates are reviewed periodically and are subject to change in your state.
Cost Estimates are based on the information entered, using data about past experiences by beneficiaries with similar attributes and the premiums and benefits provided by the plan. Actual costs may vary. Monthly medical costs are represented by annual figures divided evenly per month.
Licensed sales agents/producers may be compensated based on your enrollment in a health plan.
Medicare Supplement Plans are not connected with or endorsed by the U.S. Government or the federal Medicare program.
For plans that provide drug coverage, the formulary may change during the year.
Medicare beneficiaries may also enroll in Medicare plans through the CMS Medicare Online Enrollment Center located at https://www.medicare.gov.